/* Ichha Sathi — Public Homepage Design System */
:root {
  --primary: #0B2F6B;
  --primary-deep: #071F4A;
  --primary-soft: #E8EEF8;
  --gold: #C9A227;
  --gold-soft: #F7F0D9;
  --success: #0F8A5F;
  --danger: #C0392B;
  --text: #0F1B2D;
  --muted: #5B6B7C;
  --bg: #FFFFFF;
  --bg-soft: #F4F6F9;
  --border: #E4E9F0;
  --radius: 18px;
  --radius-sm: 12px;
  --shadow: 0 10px 30px rgba(11, 47, 107, 0.08);
  --shadow-lg: 0 24px 60px rgba(11, 47, 107, 0.14);
  --container: 1160px;
  --header-h: 78px;
  --font-display: "Plus Jakarta Sans", system-ui, sans-serif;
  --font-body: Manrope, system-ui, sans-serif;
}

*,
*::before,
*::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  z-index: 10000;
  background: var(--primary);
  color: #fff;
  padding: 0.75rem 1rem;
  font-weight: 700;
  border-radius: 0 0 8px 0;
}
.skip-link:focus {
  left: 0;
}

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font-family: inherit; }

.container {
  width: min(100% - 2rem, var(--container));
  margin-inline: auto;
}

h1, h2, h3, h4, .brand-name, .display {
  font-family: var(--font-display);
  letter-spacing: -0.02em;
  line-height: 1.15;
}

.section { padding: 5rem 0; }
.section-soft { background: var(--bg-soft); }
.section-head { text-align: center; max-width: 640px; margin: 0 auto 2.75rem; }
.section-head h2 { font-size: clamp(1.75rem, 3vw, 2.35rem); margin: 0 0 0.75rem; color: var(--primary-deep); }
.section-head p { margin: 0; color: var(--muted); font-size: 1.05rem; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.75rem;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.85rem 1.35rem;
  border-radius: 12px;
  font-weight: 700;
  font-size: 0.95rem;
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease, color .2s ease;
  text-decoration: none;
  white-space: nowrap;
}

.btn:hover { transform: translateY(-1px); }
.btn:focus-visible { outline: 3px solid rgba(201, 162, 39, 0.45); outline-offset: 2px; }

.btn-primary {
  background: var(--primary);
  color: #fff;
  box-shadow: 0 8px 20px rgba(11, 47, 107, 0.22);
}
.btn-primary:hover { background: var(--primary-deep); color: #fff; }

.btn-gold {
  background: var(--gold);
  color: #1a1400;
  box-shadow: 0 8px 20px rgba(201, 162, 39, 0.28);
}
.btn-gold:hover { filter: brightness(1.05); color: #1a1400; }

.btn-outline {
  background: transparent;
  border-color: var(--border);
  color: var(--primary);
}
.btn-outline:hover { border-color: var(--primary); background: var(--primary-soft); }

.btn-ghost {
  background: rgba(255,255,255,0.12);
  color: #fff;
  border-color: rgba(255,255,255,0.25);
}
.btn-ghost:hover { background: rgba(255,255,255,0.2); color: #fff; }

.btn-sm { padding: 0.55rem 0.95rem; font-size: 0.85rem; border-radius: 10px; }
.btn-lg { padding: 1rem 1.6rem; font-size: 1rem; }

/* Top bar + Header */
.topbar {
  background: var(--primary-deep);
  color: rgba(255,255,255,0.92);
  font-size: 0.82rem;
  padding: 0.45rem 0;
}
.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
}
.topbar-links { display: flex; gap: 1.25rem; flex-wrap: wrap; align-items: center; }
.topbar a { color: inherit; opacity: 0.95; }
.topbar a:hover { color: var(--gold); }

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  background: rgba(255,255,255,0.86);
  border-bottom: 1px solid rgba(228, 233, 240, 0.8);
  transition: box-shadow .25s ease, background .25s ease;
}
.site-header.is-scrolled {
  box-shadow: 0 8px 28px rgba(11, 47, 107, 0.1);
  background: rgba(255,255,255,0.94);
}

.nav-wrap {
  min-height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  min-width: 0;
}
.brand-logo {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  overflow: hidden;
  flex-shrink: 0;
  background: #fff;
  box-shadow: 0 2px 10px rgba(11, 47, 107, 0.1);
}
.brand-logo img { width: 100%; height: 100%; object-fit: contain; }
.brand-name {
  font-weight: 800;
  font-size: 1.05rem;
  color: var(--primary-deep);
  line-height: 1.1;
}
.brand-sub {
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  color: var(--muted);
  text-transform: uppercase;
  margin-top: 2px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 0.15rem;
  list-style: none;
  margin: 0;
  padding: 0;
}
.nav-links a {
  padding: 0.55rem 0.7rem;
  border-radius: 8px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--muted);
  transition: color .2s, background .2s;
}
.nav-links a:hover,
.nav-links a.active { color: var(--primary); background: var(--primary-soft); }

.nav-actions { display: flex; align-items: center; gap: 0.65rem; }

.login-dropdown { position: relative; }
.login-menu {
  position: absolute;
  top: calc(100% + 8px);
  right: 0;
  min-width: 180px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 12px;
  box-shadow: var(--shadow);
  padding: 0.4rem;
  display: none;
  z-index: 20;
}
.login-menu.show { display: block; }
.login-menu a {
  display: block;
  padding: 0.7rem 0.85rem;
  border-radius: 8px;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--primary);
}
.login-menu a:hover { background: var(--primary-soft); }

.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--border);
  border-radius: 10px;
  background: #fff;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
}
.nav-toggle span {
  display: block;
  width: 18px;
  height: 2px;
  background: var(--primary);
  border-radius: 2px;
  transition: transform .2s, opacity .2s;
}
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-panel {
  display: none;
  border-top: 1px solid var(--border);
  background: #fff;
  padding: 1rem 0 1.25rem;
}
.mobile-panel.open { display: block; }
.mobile-panel ul { list-style: none; margin: 0 0 1rem; padding: 0; }
.mobile-panel a {
  display: block;
  padding: 0.75rem 0;
  font-weight: 600;
  color: var(--text);
  border-bottom: 1px solid var(--border);
}
.mobile-actions { display: flex; flex-direction: column; gap: 0.6rem; }

/* Hero */
.hero {
  position: relative;
  overflow: hidden;
  padding: 4.5rem 0 5rem;
  background:
    radial-gradient(ellipse 80% 60% at 90% 10%, rgba(201, 162, 39, 0.14), transparent 55%),
    radial-gradient(ellipse 70% 50% at 0% 80%, rgba(11, 47, 107, 0.08), transparent 50%),
    linear-gradient(180deg, #F7F9FC 0%, #FFFFFF 70%);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 3rem;
  align-items: center;
}
.hero h1 {
  font-size: clamp(2.1rem, 4.2vw, 3.35rem);
  margin: 0 0 1.1rem;
  color: var(--primary-deep);
  max-width: 16ch;
}
.hero-lead {
  color: var(--muted);
  font-size: 1.08rem;
  max-width: 48ch;
  margin: 0 0 1.5rem;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.75rem; margin-bottom: 1.75rem; }
.trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
}
.trust-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.45rem 0.75rem;
  border-radius: 999px;
  background: #fff;
  border: 1px solid var(--border);
  font-size: 0.78rem;
  font-weight: 650;
  color: var(--text);
  box-shadow: 0 2px 8px rgba(11, 47, 107, 0.04);
}
.trust-pill svg { width: 14px; height: 14px; color: var(--success); flex-shrink: 0; }

/* Dashboard mock */
.dash-stage {
  position: relative;
  min-height: 420px;
  display: grid;
  place-items: center;
}
.dash-panel {
  width: min(100%, 380px);
  background: linear-gradient(160deg, var(--primary) 0%, var(--primary-deep) 100%);
  border-radius: 24px;
  padding: 1.4rem;
  color: #fff;
  box-shadow: var(--shadow-lg);
  position: relative;
  z-index: 1;
}
.dash-panel h3 {
  margin: 0 0 0.25rem;
  font-size: 1.1rem;
}
.dash-panel .sub { opacity: 0.75; font-size: 0.85rem; margin-bottom: 1.1rem; }
.dash-chart {
  height: 120px;
  border-radius: 14px;
  background: rgba(255,255,255,0.08);
  display: flex;
  align-items: flex-end;
  gap: 8px;
  padding: 14px;
  margin-bottom: 1rem;
}
.dash-chart span {
  flex: 1;
  border-radius: 6px 6px 2px 2px;
  background: linear-gradient(180deg, var(--gold), rgba(201,162,39,0.35));
  animation: barPulse 2.8s ease-in-out infinite;
}
.dash-chart span:nth-child(1) { height: 42%; animation-delay: 0s; }
.dash-chart span:nth-child(2) { height: 68%; animation-delay: .15s; }
.dash-chart span:nth-child(3) { height: 55%; animation-delay: .3s; }
.dash-chart span:nth-child(4) { height: 88%; animation-delay: .45s; }
.dash-chart span:nth-child(5) { height: 62%; animation-delay: .6s; }
.dash-chart span:nth-child(6) { height: 74%; animation-delay: .75s; }

@keyframes barPulse {
  0%, 100% { filter: brightness(1); }
  50% { filter: brightness(1.15); }
}

.dash-metrics {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.65rem;
}
.dash-metrics div {
  background: rgba(255,255,255,0.08);
  border-radius: 12px;
  padding: 0.7rem;
}
.dash-metrics strong { display: block; font-size: 1.05rem; }
.dash-metrics span { font-size: 0.72rem; opacity: 0.75; }

.float-card {
  position: absolute;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 0.75rem 0.9rem;
  box-shadow: var(--shadow);
  display: flex;
  align-items: center;
  gap: 0.65rem;
  min-width: 150px;
  z-index: 2;
  animation: floatY 4.5s ease-in-out infinite;
}
.float-card .icon {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  background: var(--primary-soft);
  color: var(--primary);
  flex-shrink: 0;
}
.float-card .icon.gold {
  background: var(--gold-soft);
  color: #8A6E12;
}
.float-card strong { display: block; font-size: 0.82rem; color: var(--text); }
.float-card span { font-size: 0.72rem; color: var(--muted); }
.float-card.fc1 { top: 8%; left: 0; animation-delay: 0s; }
.float-card.fc2 { top: 28%; right: 0; animation-delay: .4s; }
.float-card.fc3 { bottom: 28%; left: -4%; animation-delay: .8s; }
.float-card.fc4 { bottom: 8%; right: 2%; animation-delay: 1.2s; }

@keyframes floatY {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

/* Stats */
.stats {
  background: var(--primary);
  color: #fff;
  padding: 2.75rem 0;
  position: relative;
  overflow: hidden;
}
.stats::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 10% 50%, rgba(201,162,39,0.18), transparent 40%),
    radial-gradient(circle at 90% 50%, rgba(255,255,255,0.06), transparent 35%);
  pointer-events: none;
}
.stats-grid {
  position: relative;
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 1rem;
  text-align: center;
}
.stat-item strong {
  display: block;
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  font-weight: 800;
  margin-bottom: 0.25rem;
}
.stat-item span {
  font-size: 0.82rem;
  opacity: 0.8;
}

/* Cards grids */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}
.feature-card,
.service-card,
.why-card,
.story-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: 0 4px 16px rgba(11, 47, 107, 0.04);
  transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}
.feature-card:hover,
.service-card:hover,
.why-card:hover,
.story-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  border-color: rgba(11, 47, 107, 0.18);
}

.card-icon {
  width: 48px;
  height: 48px;
  border-radius: 14px;
  display: grid;
  place-items: center;
  background: var(--primary-soft);
  color: var(--primary);
  margin-bottom: 1rem;
}
.card-icon.gold { background: var(--gold-soft); color: #8A6E12; }
.feature-card h3,
.service-card h3 { margin: 0 0 0.5rem; font-size: 1.15rem; color: var(--primary-deep); }
.feature-card p,
.service-card p,
.why-card p { margin: 0 0 1rem; color: var(--muted); font-size: 0.95rem; }
.rate-badge {
  display: inline-block;
  background: var(--gold-soft);
  color: #7A6210;
  font-size: 0.78rem;
  font-weight: 700;
  padding: 0.35rem 0.65rem;
  border-radius: 999px;
  margin-bottom: 1rem;
}

.service-grid { grid-template-columns: repeat(4, 1fr); }
.why-grid { grid-template-columns: repeat(4, 1fr); }
.why-card { text-align: left; }
.why-card h3 { margin: 0 0 0.4rem; font-size: 1.02rem; }

/* Timeline */
.timeline {
  display: grid;
  grid-template-columns: repeat(8, 1fr);
  gap: 0.75rem;
  position: relative;
}
.timeline::before {
  content: "";
  position: absolute;
  top: 22px;
  left: 4%;
  right: 4%;
  height: 2px;
  background: linear-gradient(90deg, var(--primary-soft), var(--gold), var(--primary-soft));
  z-index: 0;
}
.step {
  position: relative;
  z-index: 1;
  text-align: center;
  padding-top: 0.25rem;
}
.step-num {
  width: 44px;
  height: 44px;
  margin: 0 auto 0.75rem;
  border-radius: 50%;
  background: #fff;
  border: 2px solid var(--primary);
  color: var(--primary);
  display: grid;
  place-items: center;
  font-weight: 800;
  font-family: var(--font-display);
  box-shadow: 0 4px 12px rgba(11, 47, 107, 0.12);
}
.step h4 { margin: 0 0 0.25rem; font-size: 0.88rem; }
.step p { margin: 0; font-size: 0.75rem; color: var(--muted); }

/* Digital chips */
.chip-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.75rem;
}
.chip {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.7rem 1rem;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 999px;
  font-weight: 650;
  font-size: 0.88rem;
  color: var(--text);
  box-shadow: 0 2px 10px rgba(11, 47, 107, 0.04);
  transition: border-color .2s, transform .2s;
}
.chip:hover { border-color: var(--gold); transform: translateY(-2px); }
.chip i, .chip svg { color: var(--primary); }

/* Stories */
.story-card .quote {
  color: var(--text);
  font-size: 0.98rem;
  margin: 0 0 1.25rem;
  min-height: 5.5rem;
}
.story-meta { display: flex; align-items: center; gap: 0.75rem; }
.avatar {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), #1E56A8);
  color: #fff;
  display: grid;
  place-items: center;
  font-weight: 800;
  font-family: var(--font-display);
  flex-shrink: 0;
}
.story-meta strong { display: block; font-size: 0.95rem; }
.story-meta span { font-size: 0.78rem; color: var(--muted); }
.loan-tag {
  margin-left: auto;
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--primary);
  background: var(--primary-soft);
  padding: 0.3rem 0.55rem;
  border-radius: 999px;
}

/* Branches */
.branch-layout {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 2rem;
  align-items: start;
}
.map-wrap {
  background: linear-gradient(160deg, #EEF3FA, #F8FAFC);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.5rem;
  min-height: 360px;
  position: relative;
}
.map-wrap svg { width: 100%; height: auto; max-height: 380px; }
.map-pin {
  fill: var(--gold);
  stroke: #fff;
  stroke-width: 2;
  cursor: pointer;
  filter: drop-shadow(0 3px 6px rgba(0,0,0,0.2));
  transition: transform .2s;
}
.map-pin:hover { transform: scale(1.2); transform-origin: center; }

.branch-search {
  width: 100%;
  padding: 0.85rem 1rem;
  border: 1px solid var(--border);
  border-radius: 12px;
  font-size: 0.95rem;
  margin-bottom: 1rem;
  outline: none;
  transition: border-color .2s, box-shadow .2s;
}
.branch-search:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(11, 47, 107, 0.12);
}
.branch-list {
  list-style: none;
  margin: 0;
  padding: 0;
  max-height: 340px;
  overflow: auto;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: #fff;
}
.branch-list li {
  padding: 0.95rem 1.1rem;
  border-bottom: 1px solid var(--border);
  display: flex;
  justify-content: space-between;
  gap: 0.75rem;
  align-items: flex-start;
}
.branch-list li:last-child { border-bottom: none; }
.branch-list li.hidden { display: none; }
.branch-list strong { display: block; font-size: 0.95rem; }
.branch-list span { font-size: 0.8rem; color: var(--muted); }
.branch-code {
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--gold);
  background: var(--gold-soft);
  padding: 0.25rem 0.5rem;
  border-radius: 6px;
  white-space: nowrap;
}

/* App promo */
.app-promo {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}
.phone-mock {
  width: min(260px, 100%);
  margin: 0 auto;
  background: var(--primary-deep);
  border-radius: 36px;
  padding: 12px;
  box-shadow: var(--shadow-lg);
  border: 3px solid #1a3568;
  position: relative;
}
.phone-mock::before {
  content: "";
  position: absolute;
  top: 18px;
  left: 50%;
  transform: translateX(-50%);
  width: 70px;
  height: 8px;
  background: #0a1835;
  border-radius: 999px;
  z-index: 2;
}
.phone-screen {
  background: #F7F9FC;
  border-radius: 28px;
  padding: 2.2rem 1rem 1.2rem;
  min-height: 420px;
}
.phone-app-header {
  background: var(--primary);
  color: #fff;
  border-radius: 14px;
  padding: 1rem;
  margin-bottom: 0.85rem;
}
.phone-app-header strong { display: block; font-size: 1rem; }
.phone-app-header span { font-size: 0.75rem; opacity: 0.8; }
.app-tile {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 0.75rem;
  margin-bottom: 0.55rem;
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-size: 0.85rem;
  font-weight: 650;
  color: var(--text);
}
.app-tile i { color: var(--primary); width: 20px; text-align: center; }
.app-features { list-style: none; margin: 1.25rem 0 1.75rem; padding: 0; }
.app-features li {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
  margin-bottom: 0.7rem;
  color: var(--muted);
  font-size: 0.98rem;
}
.app-features li i { color: var(--success); margin-top: 0.2rem; }

/* FAQ */
.faq-wrap { max-width: 820px; margin: 0 auto; }
.accordion-item {
  border: 1px solid var(--border) !important;
  border-radius: 14px !important;
  margin-bottom: 0.75rem;
  overflow: hidden;
  background: #fff;
}
.accordion-button {
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--primary-deep);
  font-size: 1rem;
  box-shadow: none !important;
  background: #fff !important;
}
.accordion-button:not(.collapsed) {
  color: var(--primary);
  background: var(--primary-soft) !important;
}
.accordion-body { color: var(--muted); }

/* Contact CTA */
.cta-band {
  background:
    radial-gradient(circle at 85% 20%, rgba(201,162,39,0.22), transparent 40%),
    linear-gradient(135deg, var(--primary-deep), var(--primary));
  color: #fff;
  border-radius: 28px;
  padding: clamp(2rem, 4vw, 3.25rem);
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 2rem;
  align-items: center;
}
.cta-band h2 {
  font-size: clamp(1.7rem, 3vw, 2.4rem);
  margin: 0 0 0.75rem;
}
.cta-band p { margin: 0 0 1.5rem; opacity: 0.88; max-width: 42ch; }
.cta-actions { display: flex; flex-wrap: wrap; gap: 0.65rem; }
.cta-info {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 18px;
  padding: 1.35rem;
}
.cta-info p { margin: 0 0 0.85rem; font-size: 0.92rem; opacity: 0.95; }
.cta-info p:last-child { margin-bottom: 0; }
.cta-info i { width: 18px; margin-right: 0.45rem; color: var(--gold); }

/* Footer */
.site-footer {
  background: #071628;
  color: rgba(255,255,255,0.85);
  padding: 4rem 0 1.5rem;
  margin-top: 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr repeat(4, 1fr);
  gap: 2rem;
  margin-bottom: 2.5rem;
}
.footer-brand .brand-name { color: #fff; }
.footer-brand .brand-sub { color: rgba(255,255,255,0.55); }
.footer-brand p { margin: 1rem 0 1.25rem; color: rgba(255,255,255,0.65); font-size: 0.92rem; max-width: 32ch; }
.socials { display: flex; gap: 0.55rem; }
.socials a {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  background: rgba(255,255,255,0.08);
  color: #fff;
  transition: background .2s, color .2s;
}
.socials a:hover { background: var(--gold); color: #1a1400; }
.site-footer h4 {
  color: #fff;
  font-size: 0.95rem;
  margin: 0 0 1rem;
}
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin-bottom: 0.55rem; }
.site-footer a {
  color: rgba(255,255,255,0.65);
  font-size: 0.9rem;
  transition: color .2s;
}
.site-footer a:hover { color: var(--gold); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 1.25rem;
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.5);
}
.footer-legal { display: flex; gap: 1.25rem; flex-wrap: wrap; }

/* WhatsApp FAB */
.whatsapp-float {
  position: fixed;
  width: 58px;
  height: 58px;
  bottom: 24px;
  right: 24px;
  background: #25D366;
  border-radius: 50%;
  display: grid;
  place-items: center;
  box-shadow: 0 8px 24px rgba(37, 211, 102, 0.4);
  z-index: 9999;
  transition: transform .2s ease, background .2s;
}
.whatsapp-float:hover { transform: scale(1.08); background: #1ebe5d; }
.whatsapp-float img { width: 32px; height: 32px; }

/* Reveal */
.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity .6s ease, transform .6s ease;
}
.reveal.in { opacity: 1; transform: none; }

/* Utilities */
.text-center { text-align: center; }
.mt-3 { margin-top: 1rem; }
.mb-0 { margin-bottom: 0; }

/* Responsive */
@media (max-width: 1100px) {
  .nav-links { display: none; }
  .nav-toggle { display: inline-flex; }
  .nav-actions .btn-outline { display: none; }
  .stats-grid { grid-template-columns: repeat(3, 1fr); gap: 1.25rem; }
  .service-grid { grid-template-columns: repeat(2, 1fr); }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
  .timeline { grid-template-columns: repeat(4, 1fr); gap: 1.25rem 0.75rem; }
  .timeline::before { display: none; }
  .footer-grid { grid-template-columns: 1.4fr 1fr 1fr; }
}

@media (max-width: 900px) {
  .hero-grid,
  .branch-layout,
  .app-promo,
  .cta-band { grid-template-columns: 1fr; }
  .hero h1 { max-width: none; }
  .dash-stage { min-height: 380px; margin-top: 1rem; }
  .float-card.fc3 { left: 0; }
  .card-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 640px) {
  .section { padding: 3.5rem 0; }
  .topbar { display: none; }
  .brand-sub { display: none; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .card-grid,
  .service-grid,
  .why-grid { grid-template-columns: 1fr; }
  .timeline { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .float-card { min-width: 130px; padding: 0.6rem 0.7rem; }
  .float-card.fc1 { left: -2%; }
  .float-card.fc2 { right: -2%; }
  .cta-actions .btn { width: 100%; }
  .hero-actions .btn { flex: 1 1 auto; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  .reveal { opacity: 1; transform: none; }
}